In plain terms
Before it, a consumer who wanted their information removed had to find each broker and file a request with each one. The Delete Act replaced that with one request to the state. The state collects the requests, publishes them to brokers as lists of hashed identifiers, and expects every registered broker to work through the list on a fixed schedule. It also brought registration, the annual fee, and enforcement under one agency, and it attached a daily penalty to failing to register.
What it means for a registered broker
The Delete Act is where your recurring obligations come from. Register each year, download the list at least once every 45 days, match it against your own records, act on the matches, and submit a status back for each identifier you were given. The law does not accept effort as evidence. What you can show is the record: which list version you pulled, what matched, what you decided for each record, and when you submitted it. Build that record as you go, because reconstructing it later, under a question from the agency, is the expensive version.
- Where it comes from
- Delete Act, SB 362 (2023)